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How my first time home-buyer purchased for under 400K

How my first time home-buyer purchased for under 400K

How my client bought her first home for under 400K - Read below for their success story. 

One of my favourite parts of my job is helping first-time buyers enter the market. I met my client last year at a rental property. She was initially thinking about renting, but after our first meeting, she mentioned that her goal was to buy rather than rent. She had great savings and had just landed a new job in the Region, making her a perfect candidate to get into the real estate market. I told her that the first step before making any decisions was to explore all her options. I connected her with mortgage brokers, and she ended up choosing a mortgage agent who came highly recommended by her friends and family. She did a fantastic job submitting all the necessary paperwork.

Once her pre-approval was in place, we started looking at properties within her budget. I meet so many people who believe it’s impossible to purchase a home under $400k, but the truth is, with patience, an open mind, and the right agent, nothing is impossible. She was starting to feel discouraged as we saw more properties, but I recommended expanding her search to other areas she hadn’t originally considered - this meant looking in St. Catharines. This opened up more options and helped her find something that ticked almost all of her boxes.

The moment we walked into what is now her home, we knew it was the best fit for her. I had worked with the listing agent on past transactions, which helped establish a great rapport—this is why it’s so important to work with local agents who have strong connections throughout the Region. She received an accepted offer for $397,000, we fulfilled all her conditions and the countdown to closing began. She was an absolute pleasure to work with, and I look forward to helping many more amazing first-time buyers like her. She will be my client and friend for years to come. Congrats, J! I’m so happy for you and your pup, Stevie.

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